{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/bring_forward_balance_limit_2_years.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "bring_forward_balance_limit_2_years",
    "former_ids": [],
    "label": "Bring-forward: total super balance limit for a 2-year period",
    "category": "super_caps",
    "category_label": "Super caps",
    "concept": "super.contributions.bring_forward.balance_limit",
    "kind": "threshold",
    "dimensions": {
      "bring_forward_period_years": 2
    },
    "value": 1970000,
    "display_value": "$1,970,000",
    "unit": {
      "code": "AUD",
      "plain": "Australian dollars",
      "quantity": "money",
      "currency": "AUD",
      "per": null,
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2026-07-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2026-07-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "1_july",
    "review_dates": [
      "07-01"
    ],
    "source": {
      "title": "Non-concessional contributions cap",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/non-concessional-contributions-cap",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "Total super balance on 30 June of the previous financial year must be less than this amount for a person to contribute up to 2 times the annual non-concessional contributions cap over 2 years. At or above this amount there is no bring-forward period. The ATO says these limits are based on the non-concessional contributions cap and the general transfer balance cap.",
    "conditions": [
      {
        "text": "Total super balance on 30 June of the previous financial year must be less than this amount for a person to contribute up to 2 times the annual non-concessional contributions cap over 2 years."
      }
    ],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [],
    "derivation": {
      "expression": {
        "-": [
          {
            "var": "transfer_balance_cap"
          },
          {
            "var": "non_concessional_cap"
          }
        ]
      },
      "inputs": {
        "transfer_balance_cap": "transfer_balance_cap_general",
        "non_concessional_cap": "non_concessional_cap"
      },
      "basis": "observed",
      "valid_from": "2017-07-01",
      "description": "The general transfer balance cap less the non-concessional contributions cap."
    },
    "related": {
      "same_concept": [
        "bring_forward_balance_limit_3_years"
      ],
      "inputs": [
        "transfer_balance_cap_general",
        "non_concessional_cap"
      ],
      "used_by": []
    },
    "upcoming": [],
    "first_published": {
      "release": 7,
      "recorded_at": "2026-10-11T09:14:43Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "Bring-forward: total super balance limit for a 2-year period: $1,970,000, applies from 1 July 2026. Official source: ATO, Non-concessional contributions cap (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/super-caps/bring-forward-balance-limit-2-years/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/bring_forward_balance_limit_2_years.json",
      "page": "https://retirementwealth.com.au/rules/super-caps/bring-forward-balance-limit-2-years/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/bring_forward_balance_limit_2_years/2026-07-01.json"
    },
    "timeline": [
      {
        "value": 1970000,
        "display_value": "$1,970,000",
        "ratio": null,
        "effective_from": "2026-07-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Non-concessional contributions cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/non-concessional-contributions-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/bring_forward_balance_limit_2_years/2026-07-01.json"
      },
      {
        "value": 1880000,
        "display_value": "$1,880,000",
        "ratio": null,
        "effective_from": "2025-07-01",
        "effective_to": "2026-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Non-concessional contributions cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/non-concessional-contributions-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/bring_forward_balance_limit_2_years/2025-07-01.json"
      },
      {
        "value": 1780000,
        "display_value": "$1,780,000",
        "ratio": null,
        "effective_from": "2024-07-01",
        "effective_to": "2025-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Non-concessional contributions cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/non-concessional-contributions-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/bring_forward_balance_limit_2_years/2024-07-01.json"
      },
      {
        "value": 1790000,
        "display_value": "$1,790,000",
        "ratio": null,
        "effective_from": "2023-07-01",
        "effective_to": "2024-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Non-concessional contributions cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/non-concessional-contributions-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/bring_forward_balance_limit_2_years/2023-07-01.json"
      },
      {
        "value": 1590000,
        "display_value": "$1,590,000",
        "ratio": null,
        "effective_from": "2021-07-01",
        "effective_to": "2023-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Non-concessional contributions cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/non-concessional-contributions-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/bring_forward_balance_limit_2_years/2021-07-01.json"
      }
    ]
  }
}