{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/carry_forward_balance_limit.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "carry_forward_balance_limit",
    "former_ids": [],
    "label": "Carry-forward concessional contributions: total super balance limit",
    "category": "super_caps",
    "category_label": "Super caps",
    "concept": "super.contributions.carry_forward.balance_limit",
    "kind": "threshold",
    "dimensions": {},
    "value": 500000,
    "display_value": "$500,000",
    "unit": {
      "code": "AUD",
      "plain": "Australian dollars",
      "quantity": "money",
      "currency": "AUD",
      "per": null,
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2018-07-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2018-07-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "legislated",
    "review_dates": [],
    "source": {
      "title": "Contributions caps",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/contributions-caps",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "Total super balance must be less than this amount on 30 June of the previous financial year for a person to use unused concessional cap amounts from earlier years. The ATO gives this rule from 1 July 2018 and says 2019-20 was the first year unused amounts could be carried forward to.",
    "conditions": [
      {
        "text": "Total super balance must be less than this amount on 30 June of the previous financial year for a person to use unused concessional cap amounts from earlier years."
      }
    ],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [],
    "derivation": null,
    "related": {
      "same_concept": [],
      "inputs": [],
      "used_by": []
    },
    "upcoming": [],
    "first_published": {
      "release": 6,
      "recorded_at": "2026-10-11T09:03:05Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "Carry-forward concessional contributions: total super balance limit: $500,000, applies from 1 July 2018. Official source: ATO, Contributions caps (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/super-caps/carry-forward-balance-limit/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/carry_forward_balance_limit.json",
      "page": "https://retirementwealth.com.au/rules/super-caps/carry-forward-balance-limit/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/carry_forward_balance_limit/2018-07-01.json"
    },
    "timeline": [
      {
        "value": 500000,
        "display_value": "$500,000",
        "ratio": null,
        "effective_from": "2018-07-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Contributions caps",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/contributions-caps",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/carry_forward_balance_limit/2018-07-01.json"
      }
    ]
  }
}