{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/downsizer_max.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "downsizer_max",
    "former_ids": [],
    "label": "Maximum downsizer contribution",
    "category": "downsizer",
    "category_label": "Downsizer contributions",
    "concept": "super.downsizer.max_contribution",
    "kind": "cap",
    "dimensions": {},
    "value": 300000,
    "display_value": "$300,000",
    "unit": {
      "code": "AUD",
      "plain": "Australian dollars",
      "quantity": "money",
      "currency": "AUD",
      "per": null,
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2018-07-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2018-07-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "legislated",
    "review_dates": [],
    "source": {
      "title": "Downsizer super contributions",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/how-to-save-more-in-your-super/downsizer-super-contributions",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "Per eligible person. Each eligible spouse can contribute up to $300,000, and total downsizer contributions cannot exceed the proceeds of the sale. The effective date comes from ATO Guidance Note GN 2018/2: contracts for the sale must be exchanged on or after 1 July 2018.",
    "conditions": [
      {
        "text": "Per eligible person."
      },
      {
        "text": "Each eligible spouse can contribute up to $300,000, and total downsizer contributions cannot exceed the proceeds of the sale."
      }
    ],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [],
    "derivation": null,
    "related": {
      "same_concept": [],
      "inputs": [],
      "used_by": []
    },
    "upcoming": [],
    "first_published": {
      "release": 1,
      "recorded_at": "2026-10-11T05:56:59Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "Maximum downsizer contribution: $300,000, applies from 1 July 2018. Official source: ATO, Downsizer super contributions (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/downsizer/downsizer-max/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/downsizer_max.json",
      "page": "https://retirementwealth.com.au/rules/downsizer/downsizer-max/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/downsizer_max/2018-07-01.json"
    },
    "timeline": [
      {
        "value": 300000,
        "display_value": "$300,000",
        "ratio": null,
        "effective_from": "2018-07-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Downsizer super contributions",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/how-to-save-more-in-your-super/downsizer-super-contributions",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/downsizer_max/2018-07-01.json"
      }
    ]
  }
}