{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/downsizer_min_age.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "downsizer_min_age",
    "former_ids": [],
    "label": "Downsizer contribution minimum age",
    "category": "downsizer",
    "category_label": "Downsizer contributions",
    "concept": "super.downsizer.min_age",
    "kind": "age",
    "dimensions": {},
    "value": 55,
    "display_value": "55 years",
    "unit": {
      "code": "years",
      "plain": "Years",
      "quantity": "time",
      "currency": null,
      "per": null,
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2023-01-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2023-01-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": {
      "selector": "event_date",
      "text": "the eligibility age fell from 60 to 55 for contributions made on or after 1 January 2023"
    },
    "resets": "legislated",
    "review_dates": [],
    "source": {
      "title": "Downsizer super contributions",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/how-to-save-more-in-your-super/downsizer-super-contributions",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "Age at the time the contribution is made. The effective date comes from ATO Guidance Note GN 2018/2: the eligibility age fell from 60 to 55 for contributions made on or after 1 January 2023.",
    "conditions": [
      {
        "text": "Age at the time the contribution is made."
      }
    ],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [],
    "derivation": null,
    "related": {
      "same_concept": [],
      "inputs": [],
      "used_by": []
    },
    "upcoming": [],
    "first_published": {
      "release": 1,
      "recorded_at": "2026-10-11T05:56:59Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "Downsizer contribution minimum age: 55 years, applies from 1 January 2023. Official source: ATO, Downsizer super contributions (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/downsizer/downsizer-min-age/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/downsizer_min_age.json",
      "page": "https://retirementwealth.com.au/rules/downsizer/downsizer-min-age/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/downsizer_min_age/2023-01-01.json"
    },
    "timeline": [
      {
        "value": 55,
        "display_value": "55 years",
        "ratio": null,
        "effective_from": "2023-01-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Downsizer super contributions",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/how-to-save-more-in-your-super/downsizer-super-contributions",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/downsizer_min_age/2023-01-01.json"
      },
      {
        "value": 60,
        "display_value": "60 years",
        "ratio": null,
        "effective_from": "2022-07-01",
        "effective_to": "2022-12-31",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Guidance Note GN 2018/2: Downsizer contribution",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/law/view/document?docid=GDN/GDN20182/NAT/ATO/00001",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": "For contributions made from 1 July 2022 to 31 December 2022.",
        "url": "https://retirementwealth.com.au/api/v2/figures/downsizer_min_age/2022-07-01.json"
      },
      {
        "value": 65,
        "display_value": "65 years",
        "ratio": null,
        "effective_from": "2018-07-01",
        "effective_to": "2022-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Guidance Note GN 2018/2: Downsizer contribution",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/law/view/document?docid=GDN/GDN20182/NAT/ATO/00001",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": "For contributions made before 1 July 2022.",
        "url": "https://retirementwealth.com.au/api/v2/figures/downsizer_min_age/2018-07-01.json"
      }
    ]
  }
}