{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/fhss_concessional_share.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "fhss_concessional_share",
    "former_ids": [],
    "label": "First home super saver scheme: share of concessional contributions that can be released",
    "category": "fhss",
    "category_label": "First home super saver scheme",
    "concept": "super.fhss.concessional_contributions_share",
    "kind": "rate",
    "dimensions": {},
    "value": 85,
    "display_value": "85%",
    "unit": {
      "code": "percent",
      "plain": "Per cent",
      "quantity": "ratio",
      "currency": null,
      "per": null,
      "per_amount": null,
      "ratio_divisor": 100
    },
    "ratio": 0.85,
    "effective_from": "2017-07-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2017-07-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "legislated",
    "review_dates": [],
    "source": {
      "title": "About FHSS release amounts",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme/about-fhss-release-amounts",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "The share of eligible concessional contributions that counts towards the maximum release amount. Eligible non-concessional contributions count in full. The effective date comes from the Treasury Laws Amendment (Reducing Pressure on Housing Affordability Measures No. 1) Act 2017, which counts contributions for financial years starting on or after 1 July 2017.",
    "conditions": [],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [
      {
        "instrument": "Treasury Laws Amendment (Reducing Pressure on Housing Affordability Measures No. 1) Act 2017",
        "role": "effective_date"
      }
    ],
    "derivation": null,
    "related": {
      "same_concept": [],
      "inputs": [],
      "used_by": []
    },
    "upcoming": [],
    "first_published": {
      "release": 6,
      "recorded_at": "2026-10-11T09:03:05Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "First home super saver scheme: share of concessional contributions that can be released: 85%, applies from 1 July 2017. Official source: ATO, About FHSS release amounts (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/fhss/fhss-concessional-share/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/fhss_concessional_share.json",
      "page": "https://retirementwealth.com.au/rules/fhss/fhss-concessional-share/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/fhss_concessional_share/2017-07-01.json"
    },
    "timeline": [
      {
        "value": 85,
        "display_value": "85%",
        "ratio": 0.85,
        "effective_from": "2017-07-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "About FHSS release amounts",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme/about-fhss-release-amounts",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/fhss_concessional_share/2017-07-01.json"
      }
    ]
  }
}