{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/fhss_total_limit.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "fhss_total_limit",
    "former_ids": [],
    "label": "First home super saver scheme: contributions counted, total limit",
    "category": "fhss",
    "category_label": "First home super saver scheme",
    "concept": "super.fhss.total_contributions_limit",
    "kind": "cap",
    "dimensions": {},
    "value": 50000,
    "display_value": "$50,000",
    "unit": {
      "code": "AUD",
      "plain": "Australian dollars",
      "quantity": "money",
      "currency": "AUD",
      "per": null,
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2022-07-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2022-07-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "legislated",
    "review_dates": [],
    "source": {
      "title": "About FHSS release amounts",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme/about-fhss-release-amounts",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "The most in voluntary contributions across the years that can count towards a release under the first home super saver (FHSS) scheme. The maximum release amount also includes associated earnings. The effective date comes from Schedule 2 of the Treasury Laws Amendment (Enhancing Superannuation Outcomes For Australians and Helping Australian Businesses Invest) Act 2022, which applies to determination requests made on or after 1 July 2022.",
    "conditions": [],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [
      {
        "instrument": "Treasury Laws Amendment (Enhancing Superannuation Outcomes For Australians and Helping Australian Businesses Invest) Act 2022",
        "provision": "Schedule 2",
        "role": "effective_date"
      }
    ],
    "derivation": null,
    "related": {
      "same_concept": [],
      "inputs": [],
      "used_by": []
    },
    "upcoming": [],
    "first_published": {
      "release": 6,
      "recorded_at": "2026-10-11T09:03:05Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "First home super saver scheme: contributions counted, total limit: $50,000, applies from 1 July 2022. Official source: ATO, About FHSS release amounts (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/fhss/fhss-total-limit/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/fhss_total_limit.json",
      "page": "https://retirementwealth.com.au/rules/fhss/fhss-total-limit/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/fhss_total_limit/2022-07-01.json"
    },
    "timeline": [
      {
        "value": 50000,
        "display_value": "$50,000",
        "ratio": null,
        "effective_from": "2022-07-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "About FHSS release amounts",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme/about-fhss-release-amounts",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/fhss_total_limit/2022-07-01.json"
      },
      {
        "value": 30000,
        "display_value": "$30,000",
        "ratio": null,
        "effective_from": "2017-07-01",
        "effective_to": "2022-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Treasury Laws Amendment (Reducing Pressure on Housing Affordability Measures No. 1) Act 2017",
          "publisher": "legislation.gov.au",
          "url": "https://www.legislation.gov.au/C2017A00132/asmade/2017-12-13/text/original/epub/OEBPS/document_1/document_1.html",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": "Limit in the Act that set up the scheme, for contributions made in financial years starting on or after 1 July 2017. That schedule commenced on 1 July 2018.",
        "url": "https://retirementwealth.com.au/api/v2/figures/fhss_total_limit/2017-07-01.json"
      }
    ]
  }
}