{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/mtcf_lifetime_cap.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "mtcf_lifetime_cap",
    "former_ids": [],
    "label": "Means tested care fee: lifetime cap",
    "category": "aged_care",
    "category_label": "Aged care",
    "concept": "aged_care.residential.means_tested_care_fee.lifetime_cap",
    "kind": "cap",
    "dimensions": {
      "cohort": "fee_arrangements_2014_07_01"
    },
    "value": 88934.57,
    "display_value": "$88,934.57",
    "unit": {
      "code": "AUD",
      "plain": "Australian dollars",
      "quantity": "money",
      "currency": "AUD",
      "per": null,
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2026-09-20",
    "effective_from_basis": "value",
    "validity": {
      "from": "2026-09-20",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "20_march_20_september",
    "review_dates": [
      "03-20",
      "09-20"
    ],
    "source": {
      "title": "Aged care home costs and fees",
      "publisher": "My Aged Care (Department of Health, Disability and Ageing)",
      "url": "https://www.myagedcare.gov.au/aged-care-home-costs-and-fees",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "The most a resident on the 1 July 2014 fee arrangements can be asked to pay in means tested care fees in their lifetime. My Aged Care says the same cap applies to Support at Home contributions for people covered by the no worse off principle, and that it changes with indexation in March and September. The effective date comes from the Department of Health, Disability and Ageing schedule of fees and charges from 20 September 2026.",
    "conditions": [],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [],
    "derivation": null,
    "related": {
      "same_concept": [],
      "inputs": [],
      "used_by": []
    },
    "upcoming": [],
    "first_published": {
      "release": 8,
      "recorded_at": "2026-10-11T09:38:35Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "Means tested care fee: lifetime cap: $88,934.57, applies from 20 September 2026. Official source: My Aged Care (Department of Health, Disability and Ageing), Aged care home costs and fees (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/aged-care/mtcf-lifetime-cap/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/mtcf_lifetime_cap.json",
      "page": "https://retirementwealth.com.au/rules/aged-care/mtcf-lifetime-cap/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/mtcf_lifetime_cap/2026-09-20.json"
    },
    "timeline": [
      {
        "value": 88934.57,
        "display_value": "$88,934.57",
        "ratio": null,
        "effective_from": "2026-09-20",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Aged care home costs and fees",
          "publisher": "My Aged Care (Department of Health, Disability and Ageing)",
          "url": "https://www.myagedcare.gov.au/aged-care-home-costs-and-fees",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/mtcf_lifetime_cap/2026-09-20.json"
      },
      {
        "value": 86185.23,
        "display_value": "$86,185.23",
        "ratio": null,
        "effective_from": "2026-03-20",
        "effective_to": "2026-09-19",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Schedule of Fees and Charges for Residential Care",
          "publisher": "Department of Health, Disability and Ageing",
          "url": "https://www.health.gov.au/resources/publications/schedule-of-fees-and-charges-for-residential-care",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": "Listed in the schedule from 20 March 2026.",
        "url": "https://retirementwealth.com.au/api/v2/figures/mtcf_lifetime_cap/2026-03-20.json"
      }
    ]
  }
}