{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/ncc_bring_forward_max.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "ncc_bring_forward_max",
    "former_ids": [],
    "label": "Maximum non-concessional contribution under bring-forward",
    "category": "super_caps",
    "category_label": "Super caps",
    "concept": "super.contributions.bring_forward.max_amount",
    "kind": "cap",
    "dimensions": {
      "bring_forward_period_years": 3
    },
    "value": 390000,
    "display_value": "$390,000",
    "unit": {
      "code": "AUD",
      "plain": "Australian dollars",
      "quantity": "money",
      "currency": "AUD",
      "per": null,
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2026-07-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2026-07-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "1_july",
    "review_dates": [
      "07-01"
    ],
    "source": {
      "title": "Non-concessional contributions cap",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/non-concessional-contributions-cap",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "Three times the annual non-concessional contributions cap, over three years. The amount available depends on total super balance on 30 June of the previous financial year, and eligibility also depends on age. The ATO page lists the balance thresholds.",
    "conditions": [
      {
        "text": "The amount available depends on total super balance on 30 June of the previous financial year, and eligibility also depends on age."
      }
    ],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [],
    "derivation": {
      "expression": {
        "*": [
          3,
          {
            "var": "non_concessional_cap"
          }
        ]
      },
      "inputs": {
        "non_concessional_cap": "non_concessional_cap"
      },
      "basis": "stated",
      "description": "Three times the non-concessional contributions cap."
    },
    "related": {
      "same_concept": [
        "ncc_bring_forward_2_years"
      ],
      "inputs": [
        "non_concessional_cap"
      ],
      "used_by": []
    },
    "upcoming": [],
    "first_published": {
      "release": 1,
      "recorded_at": "2026-10-11T05:56:59Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "Maximum non-concessional contribution under bring-forward: $390,000, applies from 1 July 2026. Official source: ATO, Non-concessional contributions cap (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/super-caps/ncc-bring-forward-max/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/ncc_bring_forward_max.json",
      "page": "https://retirementwealth.com.au/rules/super-caps/ncc-bring-forward-max/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/ncc_bring_forward_max/2026-07-01.json"
    },
    "timeline": [
      {
        "value": 390000,
        "display_value": "$390,000",
        "ratio": null,
        "effective_from": "2026-07-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Non-concessional contributions cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/non-concessional-contributions-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/ncc_bring_forward_max/2026-07-01.json"
      },
      {
        "value": 360000,
        "display_value": "$360,000",
        "ratio": null,
        "effective_from": "2024-07-01",
        "effective_to": "2026-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Non-concessional contributions cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/non-concessional-contributions-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/ncc_bring_forward_max/2024-07-01.json"
      },
      {
        "value": 330000,
        "display_value": "$330,000",
        "ratio": null,
        "effective_from": "2021-07-01",
        "effective_to": "2024-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Non-concessional contributions cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/non-concessional-contributions-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/ncc_bring_forward_max/2021-07-01.json"
      }
    ]
  }
}