{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/non_concessional_cap.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "non_concessional_cap",
    "former_ids": [],
    "label": "Non-concessional contributions cap",
    "category": "super_caps",
    "category_label": "Super caps",
    "concept": "super.contributions.non_concessional_cap",
    "kind": "cap",
    "dimensions": {},
    "value": 130000,
    "display_value": "$130,000 a year",
    "unit": {
      "code": "AUD_per_year",
      "plain": "Australian dollars per year",
      "quantity": "money",
      "currency": "AUD",
      "per": "year",
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2026-07-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2026-07-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "1_july",
    "review_dates": [
      "07-01"
    ],
    "source": {
      "title": "Contributions caps",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/contributions-caps",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "Set as a multiple of the concessional contributions cap. The cap is nil where total super balance at the end of the previous financial year is at or above the general transfer balance cap.",
    "conditions": [
      {
        "text": "The cap is nil where total super balance at the end of the previous financial year is at or above the general transfer balance cap."
      }
    ],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [],
    "derivation": {
      "expression": {
        "*": [
          4,
          {
            "var": "concessional_cap"
          }
        ]
      },
      "inputs": {
        "concessional_cap": "concessional_cap"
      },
      "basis": "observed",
      "valid_from": "2017-07-01",
      "description": "Four times the concessional contributions cap."
    },
    "related": {
      "same_concept": [],
      "inputs": [
        "concessional_cap"
      ],
      "used_by": [
        "ncc_bring_forward_max",
        "bring_forward_balance_limit_3_years",
        "bring_forward_balance_limit_2_years",
        "ncc_bring_forward_2_years"
      ]
    },
    "upcoming": [],
    "first_published": {
      "release": 1,
      "recorded_at": "2026-10-11T05:56:59Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "Non-concessional contributions cap: $130,000 a year, applies from 1 July 2026. Official source: ATO, Contributions caps (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/super-caps/non-concessional-cap/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/non_concessional_cap.json",
      "page": "https://retirementwealth.com.au/rules/super-caps/non-concessional-cap/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/non_concessional_cap/2026-07-01.json"
    },
    "timeline": [
      {
        "value": 130000,
        "display_value": "$130,000 a year",
        "ratio": null,
        "effective_from": "2026-07-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Contributions caps",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/contributions-caps",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/non_concessional_cap/2026-07-01.json"
      },
      {
        "value": 120000,
        "display_value": "$120,000 a year",
        "ratio": null,
        "effective_from": "2024-07-01",
        "effective_to": "2026-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Contributions caps",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/contributions-caps",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/non_concessional_cap/2024-07-01.json"
      },
      {
        "value": 110000,
        "display_value": "$110,000 a year",
        "ratio": null,
        "effective_from": "2021-07-01",
        "effective_to": "2024-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Contributions caps",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/contributions-caps",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/non_concessional_cap/2021-07-01.json"
      },
      {
        "value": 100000,
        "display_value": "$100,000 a year",
        "ratio": null,
        "effective_from": "2017-07-01",
        "effective_to": "2021-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Contributions caps",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/contributions-caps",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/non_concessional_cap/2017-07-01.json"
      },
      {
        "value": 180000,
        "display_value": "$180,000 a year",
        "ratio": null,
        "effective_from": "2014-07-01",
        "effective_to": "2017-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Contributions caps",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/contributions-caps",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/non_concessional_cap/2014-07-01.json"
      },
      {
        "value": 150000,
        "display_value": "$150,000 a year",
        "ratio": null,
        "effective_from": "2007-07-01",
        "effective_to": "2014-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Contributions caps",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/contributions-caps",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/non_concessional_cap/2007-07-01.json"
      }
    ]
  }
}
