{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/preservation_age.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "preservation_age",
    "former_ids": [],
    "label": "Preservation age",
    "category": "super",
    "category_label": "Super basics",
    "concept": "super.preservation_age",
    "kind": "age",
    "dimensions": {},
    "value": 60,
    "display_value": "60 years",
    "unit": {
      "code": "years",
      "plain": "Years",
      "quantity": "time",
      "currency": null,
      "per": null,
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2024-07-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2024-07-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": {
      "selector": "date_of_birth",
      "text": "The ATO sets preservation age by date of birth: 60 for anyone born on or after 1 July 1964, and lower ages for earlier birth dates."
    },
    "resets": "legislated",
    "review_dates": [],
    "source": {
      "title": "Payments from super",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/payments-from-super",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "The ATO sets preservation age by date of birth: 60 for anyone born on or after 1 July 1964, and lower ages for earlier birth dates. The effective date is worked out from that table (the first day a person born on 1 July 1964 turns 60); the ATO page does not state it.",
    "conditions": [],
    "exceptions": [],
    "caveats": [
      {
        "type": "derived_effective_date",
        "text": "The effective date is worked out from that table (the first day a person born on 1 July 1964 turns 60); the ATO page does not state it."
      }
    ],
    "legal_basis": [],
    "derivation": null,
    "related": {
      "same_concept": [],
      "inputs": [],
      "used_by": []
    },
    "upcoming": [],
    "first_published": {
      "release": 1,
      "recorded_at": "2026-10-11T05:56:59Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "Preservation age: 60 years, applies from 1 July 2024. Official source: ATO, Payments from super (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/super/preservation-age/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/preservation_age.json",
      "page": "https://retirementwealth.com.au/rules/super/preservation-age/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/preservation_age/2024-07-01.json"
    },
    "timeline": [
      {
        "value": 60,
        "display_value": "60 years",
        "ratio": null,
        "effective_from": "2024-07-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Payments from super",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/payments-from-super",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/preservation_age/2024-07-01.json"
      }
    ]
  }
}