{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/rad_retention_years.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "rad_retention_years",
    "former_ids": [],
    "label": "Refundable accommodation deposit retention: years after which it stops",
    "category": "aged_care",
    "category_label": "Aged care",
    "concept": "aged_care.residential.refundable_accommodation_deposit.retention_years",
    "kind": "duration",
    "dimensions": {
      "cohort": "first_entered_residential_care_from_2025_11_01"
    },
    "value": 5,
    "display_value": "5 years",
    "unit": {
      "code": "years",
      "plain": "Years",
      "quantity": "time",
      "currency": null,
      "per": null,
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2025-11-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2025-11-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "legislated",
    "review_dates": [],
    "source": {
      "title": "Understanding aged care home accommodation costs",
      "publisher": "My Aged Care (Department of Health, Disability and Ageing)",
      "url": "https://www.myagedcare.gov.au/understanding-aged-care-home-accommodation-costs",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "No more retention amounts are deducted from a refundable accommodation deposit or contribution after this many years. It applies to people who first enter residential aged care on or after 1 November 2025.",
    "conditions": [
      {
        "text": "It applies to people who first enter residential aged care on or after 1 November 2025."
      }
    ],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [],
    "derivation": null,
    "related": {
      "same_concept": [],
      "inputs": [],
      "used_by": []
    },
    "upcoming": [],
    "first_published": {
      "release": 8,
      "recorded_at": "2026-10-11T09:38:35Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "Refundable accommodation deposit retention: years after which it stops: 5 years, applies from 1 November 2025. Official source: My Aged Care (Department of Health, Disability and Ageing), Understanding aged care home accommodation costs (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/aged-care/rad-retention-years/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/rad_retention_years.json",
      "page": "https://retirementwealth.com.au/rules/aged-care/rad-retention-years/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/rad_retention_years/2025-11-01.json"
    },
    "timeline": [
      {
        "value": 5,
        "display_value": "5 years",
        "ratio": null,
        "effective_from": "2025-11-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Understanding aged care home accommodation costs",
          "publisher": "My Aged Care (Department of Health, Disability and Ageing)",
          "url": "https://www.myagedcare.gov.au/understanding-aged-care-home-accommodation-costs",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/rad_retention_years/2025-11-01.json"
      }
    ]
  }
}