{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/sg_rate.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "sg_rate",
    "former_ids": [],
    "label": "Superannuation Guarantee rate",
    "category": "super",
    "category_label": "Super basics",
    "concept": "super.guarantee.rate",
    "kind": "rate",
    "dimensions": {},
    "value": 12,
    "display_value": "12%",
    "unit": {
      "code": "percent",
      "plain": "Per cent",
      "quantity": "ratio",
      "currency": null,
      "per": null,
      "per_amount": null,
      "ratio_divisor": 100
    },
    "ratio": 0.12,
    "effective_from": "2025-07-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2025-07-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "legislated",
    "review_dates": [],
    "source": {
      "title": "Super guarantee",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "The ATO lists the same rate for later periods.",
    "conditions": [],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [],
    "derivation": null,
    "related": {
      "same_concept": [],
      "inputs": [],
      "used_by": [
        "sg_max_contribution_base"
      ]
    },
    "upcoming": [],
    "first_published": {
      "release": 1,
      "recorded_at": "2026-10-11T05:56:59Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "Superannuation Guarantee rate: 12%, applies from 1 July 2025. Official source: ATO, Super guarantee (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/super/sg-rate/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/sg_rate.json",
      "page": "https://retirementwealth.com.au/rules/super/sg-rate/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/sg_rate/2025-07-01.json"
    },
    "timeline": [
      {
        "value": 12,
        "display_value": "12%",
        "ratio": 0.12,
        "effective_from": "2025-07-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Super guarantee",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/sg_rate/2025-07-01.json"
      },
      {
        "value": 11.5,
        "display_value": "11.5%",
        "ratio": 0.115,
        "effective_from": "2024-07-01",
        "effective_to": "2025-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Super guarantee",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/sg_rate/2024-07-01.json"
      },
      {
        "value": 11,
        "display_value": "11%",
        "ratio": 0.11,
        "effective_from": "2023-07-01",
        "effective_to": "2024-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Super guarantee",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/sg_rate/2023-07-01.json"
      },
      {
        "value": 10.5,
        "display_value": "10.5%",
        "ratio": 0.105,
        "effective_from": "2022-07-01",
        "effective_to": "2023-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Super guarantee",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/sg_rate/2022-07-01.json"
      },
      {
        "value": 10,
        "display_value": "10%",
        "ratio": 0.1,
        "effective_from": "2021-07-01",
        "effective_to": "2022-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Super guarantee",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/sg_rate/2021-07-01.json"
      },
      {
        "value": 9.5,
        "display_value": "9.5%",
        "ratio": 0.095,
        "effective_from": "2014-07-01",
        "effective_to": "2021-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Super guarantee",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/sg_rate/2014-07-01.json"
      },
      {
        "value": 9.25,
        "display_value": "9.25%",
        "ratio": 0.0925,
        "effective_from": "2013-07-01",
        "effective_to": "2014-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Super guarantee",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/sg_rate/2013-07-01.json"
      },
      {
        "value": 9,
        "display_value": "9%",
        "ratio": 0.09,
        "effective_from": "2002-07-01",
        "effective_to": "2013-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Super guarantee",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/sg_rate/2002-07-01.json"
      }
    ]
  }
}