{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_general.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "transfer_balance_cap_general",
    "former_ids": [],
    "label": "General transfer balance cap",
    "category": "super_caps",
    "category_label": "Super caps",
    "concept": "super.transfer_balance_cap.general",
    "kind": "cap",
    "dimensions": {},
    "value": 2100000,
    "display_value": "$2,100,000",
    "unit": {
      "code": "AUD",
      "plain": "Australian dollars",
      "quantity": "money",
      "currency": "AUD",
      "per": null,
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2026-07-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2026-07-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "1_july",
    "review_dates": [
      "07-01"
    ],
    "source": {
      "title": "Transfer balance cap",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/transfer-balance-cap",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "A limit on the total amount of super that can be transferred into the retirement phase.",
    "conditions": [],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [],
    "derivation": null,
    "related": {
      "same_concept": [],
      "inputs": [],
      "used_by": [
        "bring_forward_balance_limit_3_years",
        "bring_forward_balance_limit_2_years",
        "defined_benefit_income_cap"
      ]
    },
    "upcoming": [],
    "first_published": {
      "release": 1,
      "recorded_at": "2026-10-11T05:56:59Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "General transfer balance cap: $2,100,000, applies from 1 July 2026. Official source: ATO, Transfer balance cap (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/super-caps/transfer-balance-cap-general/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_general.json",
      "page": "https://retirementwealth.com.au/rules/super-caps/transfer-balance-cap-general/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_general/2026-07-01.json"
    },
    "timeline": [
      {
        "value": 2100000,
        "display_value": "$2,100,000",
        "ratio": null,
        "effective_from": "2026-07-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Transfer balance cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/transfer-balance-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_general/2026-07-01.json"
      },
      {
        "value": 2000000,
        "display_value": "$2,000,000",
        "ratio": null,
        "effective_from": "2025-07-01",
        "effective_to": "2026-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Transfer balance cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/transfer-balance-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_general/2025-07-01.json"
      },
      {
        "value": 1900000,
        "display_value": "$1,900,000",
        "ratio": null,
        "effective_from": "2023-07-01",
        "effective_to": "2025-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Transfer balance cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/transfer-balance-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_general/2023-07-01.json"
      },
      {
        "value": 1700000,
        "display_value": "$1,700,000",
        "ratio": null,
        "effective_from": "2021-07-01",
        "effective_to": "2023-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Transfer balance cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/transfer-balance-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_general/2021-07-01.json"
      },
      {
        "value": 1600000,
        "display_value": "$1,600,000",
        "ratio": null,
        "effective_from": "2017-07-01",
        "effective_to": "2021-06-30",
        "basis": "value",
        "status": "superseded",
        "source": {
          "title": "Transfer balance cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/transfer-balance-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_general/2017-07-01.json"
      }
    ]
  }
}