{
  "api_version": "2.0",
  "url": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_indexation_step.json",
  "schema": "https://retirementwealth.com.au/api/v2/schema/api.json#/$defs/figure_file",
  "docs": "https://retirementwealth.com.au/data/",
  "publisher": "retirementwealth.com.au",
  "scope": "Retirement Wealth provides selected factual information about Australian retirement rules and rates. It does not provide personal or general financial product advice or recommend financial products. Summaries may not cover every condition or exception. Check the linked official sources and obtain advice appropriate to your circumstances before making financial decisions.",
  "figure": {
    "id": "transfer_balance_cap_indexation_step",
    "former_ids": [],
    "label": "General transfer balance cap: indexation increment",
    "category": "super_caps",
    "category_label": "Super caps",
    "concept": "super.transfer_balance_cap.indexation_increment",
    "kind": "increment",
    "dimensions": {},
    "value": 100000,
    "display_value": "$100,000",
    "unit": {
      "code": "AUD",
      "plain": "Australian dollars",
      "quantity": "money",
      "currency": "AUD",
      "per": null,
      "per_amount": null,
      "ratio_divisor": null
    },
    "ratio": null,
    "effective_from": "2017-07-01",
    "effective_from_basis": "value",
    "validity": {
      "from": "2017-07-01",
      "to": null,
      "basis": "value",
      "status": "in_force"
    },
    "applies_by": null,
    "resets": "legislated",
    "review_dates": [],
    "source": {
      "title": "Calculating your personal transfer balance cap",
      "publisher": "ATO",
      "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/retirement-withdrawal-lump-sum-or-income-stream/calculating-your-personal-transfer-balance-cap",
      "type": "primary"
    },
    "verification": {
      "status": "verified_primary",
      "checked_on": "2026-10-11"
    },
    "notes": "The general transfer balance cap is indexed in line with the consumer price index, in increments of this amount. A person's own cap rises by a share of each increase, worked out from the highest balance their transfer balance account has had. A person whose highest balance has equalled or exceeded their cap is not eligible for indexation. The ATO says the transfer balance cap applies from 1 July 2017.",
    "conditions": [
      {
        "text": "A person whose highest balance has equalled or exceeded their cap is not eligible for indexation."
      }
    ],
    "exceptions": [],
    "caveats": [],
    "legal_basis": [],
    "derivation": null,
    "related": {
      "same_concept": [],
      "inputs": [],
      "used_by": []
    },
    "upcoming": [],
    "first_published": {
      "release": 7,
      "recorded_at": "2026-10-11T09:14:43Z"
    },
    "last_changed": {
      "release": 12,
      "recorded_at": "2026-10-13T08:24:56Z"
    },
    "cite_as": "General transfer balance cap: indexation increment: $100,000, applies from 1 July 2017. Official source: ATO, Calculating your personal transfer balance cap (last checked 11 October 2026). Retirement Wealth, https://retirementwealth.com.au/rules/super-caps/transfer-balance-cap-indexation-step/",
    "links": {
      "self": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_indexation_step.json",
      "page": "https://retirementwealth.com.au/rules/super-caps/transfer-balance-cap-indexation-step/",
      "current_value": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_indexation_step/2017-07-01.json"
    },
    "timeline": [
      {
        "value": 100000,
        "display_value": "$100,000",
        "ratio": null,
        "effective_from": "2017-07-01",
        "effective_to": null,
        "basis": "value",
        "status": "in_force",
        "source": {
          "title": "Calculating your personal transfer balance cap",
          "publisher": "ATO",
          "url": "https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/retirement-withdrawal-lump-sum-or-income-stream/calculating-your-personal-transfer-balance-cap",
          "type": "primary"
        },
        "verification": {
          "status": "verified_primary",
          "checked_on": "2026-10-11"
        },
        "notes": null,
        "url": "https://retirementwealth.com.au/api/v2/figures/transfer_balance_cap_indexation_step/2017-07-01.json"
      }
    ]
  }
}