Home Equity Access Scheme

Selected settings for the Australian Government loan scheme secured against real estate: the interest rate and payment limits.

3 figures. Select one to see its official source and history.

• Home Equity Access Scheme interest rate 3.95% a year From 1 January 2022
• Home Equity Access Scheme: maximum combined loan and pension payment, as a share of the maximum pension rate 150% From 1 July 2019
• Home Equity Access Scheme: maximum advance payments in 26 fortnights, as a share of the maximum pension rate 50% From 1 July 2022