Home Equity Access Scheme: maximum combined loan and pension payment, as a share of the maximum pension rate

150%

Applies from 1 July 2019
Source: Services Australia
Last verified 11 October 2026

Value: 150%
Unit: Per cent
Applies from: 1 July 2019
Reset cycle: Set by legislation. It changes only when the law changes.
Official source: Services Australia: How much you can get under the Home Equity Access Scheme
Last verified: 11 October 2026, against the official source.

About this figure

The combined loan and pension payment each fortnight cannot be more than this share of the maximum pension rate. Services Australia says a person who does not get a pension can get a fortnightly loan payment up to this share of the maximum rate of their qualifying pension. The effective date comes from Schedule 3 of the Social Services and Other Legislation Amendment (Supporting Retirement Incomes) Act 2019, which commenced on 1 July 2019.

Change history

No earlier value has been recorded for this figure.

This figure as JSON

{
  "id": "heas_max_combined_payment",
  "value": 150,
  "unit": "percent",
  "effective_from": "2019-07-01",
  "effective_from_basis": "value",
  "resets": "legislated",
  "source": {
    "publisher": "Services Australia",
    "title": "How much you can get under the Home Equity Access Scheme"
  },
  "verification": {
    "status": "verified_primary",
    "checked_on": "2026-10-11"
  }
}

Also in /api/figures.json. Full record: /api/v2/figures/heas_max_combined_payment.json